Mr. Almulhim is a partner in Tarkiz Management Consulting Company. He is specialized in due diligence, debt management and is an accredited business valuer. He is member of the board of directors and committees of several companies. Mr. Naif is MIS graduate from KFUPM with more than 15 years of solid business experience in banking and advisory. Prior to joining Tarkiz, he was the Regional Manager of NCB’s SME sector.